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Plaid helps all companies build fintech solutions by making it easy, safe and reliable for people to connect their financial data to apps and services.
Start here for the decision-making essentials: what Plaid does, who it is for, how it is accessed, and the first-party sources behind this profile.
Free tier
Read-only public captures of Plaid’s homepage. Screenshots are dated, never live embeds, and open full-screen.
Short answers to the questions buyers and builders commonly ask about Plaid. Each answer cites the shared ledger below, where every source is listed once.
Plaid Protect dynamic trust scoring based on financial activity across millions of data po · Predictive ACH transaction risk scoring via Signal using machine learning, with roughly 80 · Connects financial accounts to apps and services via encrypted APIs · Link account-linking client module
Plaid Protect generates a dynamic trust score based on financial activity across millions of data points
Businesses of all sizes including individuals, developers, small teams, startups, and regu · Works with thousands of fintechs (e.g., Venmo, SoFi), Fortune 500 companies, and many of t · Powers onboarding for 7,000+ companies · Over 100 million U.S. adults have used Link to connect a bank account
Simple, scalable plans for businesses of all sizes
Connecting users' financial data to apps and services so companies can build fintech solut · Fraud detection and risk management for KYC and AML compliance · Budgeting, investing, paying bills, and other financial account integrations · Bank payments and ACH processing
Plaid helps all companies build fintech solutions by making it easy, safe and reliable for people to connect their financial data to apps and services.
Community-built libraries are not officially supported by Plaid and may not stay up to dat
community libraries are not officially supported by Plaid. Plaid cannot provide assistance with using these libraries or guarantee that they will be kept up-to-date
Free tier | Limited Production | first 200 API calls free per product with live data · Pay as You Go | month-to-month | unlimited usage, no commitments, pay only for what you us
Your first 200 API calls are free.
Server-side REST APIs (e.g., /auth/get) plus client-side Link component for bank account a · Official API client libraries for Node (plaid-node), Python (plaid-python), Ruby (plaid-ru
Explore server-side API libraries and integrate with API endpoints
This profile connects the jobs Plaid is described as handling with its delivery model, access options and the subjects used to match it to related products in this directory.
Each fact points to a recorded source, making it easy to distinguish verified product information from claims that need checking.
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Plaid: Enabling all companies to build fintech solutions
Plaid is a global data network that powers financial tools · Connects financial accounts to apps and services via encrypted APIs · Network spans over 12,000 financial institutions across 20 countries / U.S., Canada, U.K.,
Plaid
1098 Harrison St., San Francisco, CA 94103, US
Connecting users' financial data to apps and services so companies can build fintech solutions
12,000 financial institutions across 20 countries
Server-side REST APIs (e.g., /auth/get) plus client-side Link component for bank account authentication, balance retrieval, and ACH routing/account data
Fraud detection and risk management for KYC and AML compliance
Plaid Protect dynamic trust scoring based on financial activity across millions of data points
Predictive ACH transaction risk scoring via Signal using machine learning, with roughly 80% of scored transactions coming from previously Plaid-linked accounts
Businesses of all sizes including individuals, developers, small teams, startups, and regulated industries
A concise view of the jobs, capabilities and integrations described in the recorded product sources.
Documented product formats, platforms and official distribution destinations. Availability can vary by region and plan.
A concise history of software releases and material product changes. Events appear only when a dated source supports what changed.
Showing the newest updates and meaningful milestones. Open an entry for its summary and source.
Plaid introduced cVRP, a new recurring payments standard for the UK market.
View source [7]Plaid introduced Guaranteed Payments, enabling merchants to approve more transactions while shifting fraud liability.
View source [7]Plaid launched Ti3, an expanded graph intended to address a rapidly evolving fraud landscape.
View source [7]Plaid launched the Cash Advance Index, a new dataset designed to support cash advance underwriting decisions.
View source [7]Paid announced a new engine for its Plaid Income income-verification product.
View source [7]Facts, answers, structured details, milestones and primary resource links cite this shared ledger. Each external page appears once; release tags from the same GitHub project are grouped under one release history.
These tools share a workflow, capability or audience with Plaid. They may complement it rather than replace it, and are not presented as integrations or endorsements.
Free tier | Limited Production | first 200 API calls free per product with live data
Pay as You Go | month-to-month | unlimited usage, no commitments, pay only for what you use
Client-side Link component embedded in developer apps for user bank account connection
Global data network powering financial tools
Connects financial accounts to apps and services via encrypted APIs
Budgeting, investing, paying bills, and other financial account integrations
Encryption and 24/7 monitoring to keep data safe
User-initiated, permission-based connections that users can revoke
Continuous investment in infrastructure and technology to detect fraud
Facilitate an inclusive, competitive, mutually beneficial financial system by simplifying payments, revolutionizing lending, and fighting fraud
Works with thousands of fintechs (e.g., Venmo, SoFi), Fortune 500 companies, and many of the largest banks
San Francisco
Network spans over 12,000 institutions
U.S., Canada, U.K., and Europe
Developer/API platform enabling third-party apps to securely access financial account data
Link account-linking client module
Layer onboarding delivers identity data and linked bank accounts from just a phone number
AI-enhanced transaction categorization and enrichment
Bank payments and ACH processing
Personal financial management (PFM) APIs for transaction, investment, and debt data
Powers onboarding for 7,000+ companies
Over 100 million U.S. adults have used Link to connect a bank account
Link client module available for web, iOS, and Android
Connects to 12,000+ financial institutions across the U.S., Canada, UK, and Europe
Open-source Quickstart repository on GitHub with optional React bindings
Developer support via Discord community and Bill (AI assistant) in Dashboard
Approximately 3 million fraud requests blocked in the last year via real-time risk analysis
Unlock financial freedom for everyone
