AI assistants · Tool

Wave

Researched

Wave Financial is a small business software suite providing invoicing, online payments, accounting, receipt scanning, payroll, and expense tracking in one platform, with a mobile app and a Pro plan for small business owners and freelancers.

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Official site snapshots

See the official site at a glance

Read-only public captures of Wave’s homepage and verified pricing page. Screenshots are dated, never live embeds, and open full-screen.

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Homepage · captured Jul 23, 2026
Pricing page · captured Jul 23, 2026
At a glance

In one minute

Start here for the decision-making essentials: what Wave does, who it is for, how it is accessed, and the first-party sources behind this profile.

Pricing4 options

A 'Pro plan' is offered for looking polished and saving time on admin tasks

2.9% + $0.60 per credit card transaction

3.4% + $0.60 per Amex transaction

Pro plan offered for polishing business presence and admin tasks

Platforms
Mobile app
API accessNot public
FoundedNot disclosed by source
AvailabilityWeb / remote
LicenseProprietary

Best suited to

Source-backed fit
Small business owners at every stage Freelancers and small businesses Users needing a single source of truth for business finances Targeted at small businesses and freelancers small business owners Small businesses
Decision support

Common questions and adoption checks

6 sourced answers

Short answers to the questions buyers and builders commonly ask about Wave. Each answer cites the shared ledger below, where every source is listed once.

01What does Wave say it can do?

Create beautiful invoices and accept online payments to wow clients · Track income and expenses for more accurate books · Scan and store receipts to track and organize expenses · Create estimates and collect deposits to secure projects

Create beautiful invoices, accept online payments, and make accounting easy—all in one place
02Who is Wave intended for?

Small business owners at every stage · Targeted at small businesses and freelancers · small business owners · Small businesses

Our plans are built for small business owners at every stage!
03What use cases does Wave describe?

Single source of truth for small business finances, including invoicing, online payments, · Fully customizable invoice templates · Tracking income and expenses for accurate books · Sending professional invoices to clients

Clear books. Confident decisions. The single source of truth for your business finances.
04What pricing information is available for Wave?

A 'Pro plan' is offered for looking polished and saving time on admin tasks · 2.9% + $0.60 per credit card transaction · 3.4% + $0.60 per Amex transaction · Pro plan offered for polishing business presence and admin tasks

Pro plan Look polished and save time on admin tasks
05What integrations does Wave document?

Provides Google Docs invoice templates · CheckHQ is Wave's new Payroll partner

Google Docs Invoice Template
06How can Wave be deployed or accessed?

Cloud-based software

Easy to use, and cloud based, these invoice templates
Decision guide

Capabilities and operating fit

AI assistants

This profile connects the jobs Wave is described as handling with its delivery model, access options and the subjects used to match it to related products in this directory.

Common use cases

  • Creating and sending professional invoices
  • Accepting credit cards and bank payments online
  • Tracking income and expenses for accurate books
  • Scanning and storing receipts to organize expenses
  • Creating estimates and collecting deposits to secure projects
  • Running payroll for employees or contractors

Access signals

Pricing model
A 'Pro plan' is offered for looking polished and saving time on admin tasks · 2.9% + $0.60 per credit card transaction · 3.4% + $0.60 per Amex transaction · Pro plan offered for polishing business presence and admin tasks
API
Not publicly listed
Source links
16 recorded
Source-backed

Verified facts

Updated July 23, 2026

Each fact points to a recorded source, making it easy to distinguish verified product information from claims that need checking.

Official website

HTTP 200 verified twice

[1]waveapps.com
First-party description

Wave: Small Business Software - Wave Financial

[1]waveapps.com
Source-supported facts

Wave Financial small business software / money management suite · Single source of truth for business finances including invoicing, online payments, and acc · Create beautiful invoices and accept online payments

[1]waveapps.com
Company

Wave Financial

[1]waveapps.com
Application type

Small Business Software / money management suite

[1]waveapps.com
Use case

Single source of truth for small business finances, including invoicing, online payments, and accounting

[1]waveapps.com
Capability

Create beautiful invoices and accept online payments to wow clients

[1]waveapps.com
Capability

Track income and expenses for more accurate books

[1]waveapps.com
View 32 more verified facts
Capability

Scan and store receipts to track and organize expenses

[1]waveapps.com
Capability

Create estimates and collect deposits to secure projects

[1]waveapps.com
Capability

Accept credit cards and bank payments to get paid fast

[1]waveapps.com
Capability

Run payroll for employees or contractors

[1]waveapps.com
Platform

Mobile app for managing invoices, expenses, and receipts on the go

[1]waveapps.com
Pricing

A 'Pro plan' is offered for looking polished and saving time on admin tasks

[1]waveapps.com
Company

Wave Financial

[5]waveapps.com/pricing
Application type

Suite of money management tools

[5]waveapps.com/pricing
Audience

Small business owners at every stage

[5]waveapps.com/pricing
Pricing

2.9% + $0.60 per credit card transaction

[5]waveapps.com/pricing
Pricing

3.4% + $0.60 per Amex transaction

[5]waveapps.com/pricing
Capability

Track income and expenses for more accurate books

[5]waveapps.com/pricing
Capability

Scan and store receipts to track and organize expenses

[5]waveapps.com/pricing
Capability

Manage invoices, expenses, and receipts on-the-go via mobile app

[5]waveapps.com/pricing
Capability

Send professional invoices

[5]waveapps.com/pricing
Capability

Create estimates and collect deposits to secure projects

[5]waveapps.com/pricing
Capability

Accept credit cards and bank payments

[5]waveapps.com/pricing
Capability

Track income and expenses for accounting

[2]waveapps.com/invoice-templates/google-docs
Capability

Send professional invoices to clients

[2]waveapps.com/invoice-templates/google-docs
Capability

Accept credit cards and bank payments

[2]waveapps.com/invoice-templates/google-docs
Capability

Run payroll for employees or contractors

[2]waveapps.com/invoice-templates/google-docs
Capability

Scan and store receipts to track expenses

[2]waveapps.com/invoice-templates/google-docs
Capability

Create estimates and collect deposits

[2]waveapps.com/invoice-templates/google-docs
Platform

Mobile app for managing invoices, expenses, and receipts on-the-go

[2]waveapps.com/invoice-templates/google-docs
Deployment

Cloud-based software

[2]waveapps.com/invoice-templates/google-docs
Integration

Provides Google Docs invoice templates

[2]waveapps.com/invoice-templates/google-docs
Use case

Fully customizable invoice templates

[2]waveapps.com/invoice-templates/google-docs
Audience

Targeted at small businesses and freelancers

[2]waveapps.com/invoice-templates/google-docs
Company

Wave

[3]waveapps.com/legal/privacy-policy
Audience

small business owners

[3]waveapps.com/legal/privacy-policy
Capability

Track income and expenses for more accurate books

[3]waveapps.com/legal/privacy-policy
Capability

Scan and store receipts to track and organize expenses

[3]waveapps.com/legal/privacy-policy
Practical capabilities

What it helps with

8 documented areas

A concise view of the jobs, capabilities and integrations described in the recorded product sources.

Use case

Creating and sending professional invoices

Use case

Accepting credit cards and bank payments online

Use case

Tracking income and expenses for accurate books

Use case

Scanning and storing receipts to organize expenses

Use case

Creating estimates and collecting deposits to secure projects

Use case

Running payroll for employees or contractors

Use case

Managing invoices, expenses, and receipts on-the-go via mobile app

Use case

Using fully customizable Google Docs invoice templates

Availability

Where it runs and where to get it

Source checked

Documented product formats, platforms and official distribution destinations. Availability can vary by region and plan.

Cost / license

A 'Pro plan' is offered for looking polished and saving time on admin tasks · 2.9% + $0.60 per credit card transaction · 3.4% + $0.60 per Amex transaction · Pro plan offered for polishing business presence and admin tasks

Application types

Small Business Software / money management suiteSuite of money management toolsAccounting / bookkeeping softwareTax Readiness tool

Platforms

Mobile app for managing invoices, expenses, and receipts on the goMobile app for managing invoices, expenses, and receipts on-the-goMobile app available for managing invoices, expenses, and receipts on-the-goMobile appMobile app for managing invoices, expenses, and receipts

App stores and other links

Implementation details

Adoption notes

DeploymentCloud-based software
LicenseNot disclosed by source
Model supportNot disclosed by source
Data controlNot disclosed by source
Learning curveIntermediate
Primary use casesCreating and sending professional invoices, Accepting credit cards and bank payments online, Tracking income and expenses for accurate books, Scanning and storing receipts to organize expenses, Creating estimates and collecting deposits to secure projects, Running payroll for employees or contractors, Managing invoices, expenses, and receipts on-the-go via mobile app, Using fully customizable Google Docs invoice templates, Single source of truth for small business finances, including invoicing, online payments,, Fully customizable invoice templates, Sending professional invoices to clients, Accepting credit card and bank payments, Bookkeeping, invoicing, payroll, and payments software, Used by small business owners and entrepreneurs, Small business bookkeeping and tax readiness

What to verify before adopting

    Evolution and major updates

    Wave timeline

    A concise history of software releases and material product changes. Events appear only when a dated source supports what changed.

    Research in progress
    Scheduled for research

    Building a reliable release history.

    This profile is being checked for dated releases and material product changes. Nothing appears here until the exact date and event can be verified from a recorded source.

    Dated event Short explanation Original source
    Citation ledger

    Recorded sources

    16 unique pages

    Facts, answers, structured details, milestones and primary resource links cite this shared ledger. Each external page appears once; release tags from the same GitHub project are grouped under one release history.

    1. 1waveapps.com 15 facts · 3 answers · Official site
    2. 2waveapps.com/invoice-templates/google-docs 11 facts · 5 answers · Documentation
    3. 3waveapps.com/legal/privacy-policy 12 facts · 4 answers · Security
    4. 4waveapps.com/blog/growing-the-wave-partner-ecosystem 12 facts · 3 answers · Official site
    5. 5waveapps.com/pricing 11 facts · 3 answers · Pricing
    6. 6waveapps.com/press 12 facts · 1 answer · Official site
    7. 7waveapps.com/blog/receipt-tracking-feature 12 facts · Official site
    8. 8waveapps.com/about-us/about 10 facts · Official site
    9. 9waveapps.com/blog-category/owner-stories 9 facts · Official site
    10. 10waveapps.com/blog Official site
    11. 11waveapps.com/blog/business-plan-cover-page Official site
    12. 12waveapps.com/blog/how-to-write-a-business-plan Official site
    13. 13waveapps.com/blog/importance-of-a-business-plan Official site
    14. 14waveapps.com/blog/one-page-business-plan Official site
    15. 15waveapps.com/freelancing/freelance-work-pricing-mistakes Pricing
    16. 16waveapps.com/freelancing/freelancer-pricing-guide Pricing
    Research status120 substantive facts · 16 source pages · quality score 95/100